/* SpearPoint unified navigation — shared by the SpearPoint site and the SPEND Advantage site. Self-contained. */
.sp-nav{--spn-accent:#FF2751;--spn-accent-deep:#D81E44;--spn-tint:#FFE9ED;--spn-ink:#0B0D16;--spn-faint:#6B7080;--spn-rule:#E6E7EB;--spn-paper:#F5F5F7;
  position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--spn-rule);transition:box-shadow .25s ease;font-family:Roboto,-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;font-size:16px;line-height:1.4;color:var(--spn-ink);box-sizing:border-box}
.sp-nav *,.sp-nav *::before,.sp-nav *::after{box-sizing:border-box}
.sp-scrolled{box-shadow:0 8px 24px -18px rgba(11,13,22,.35)}
.sp-nav-inner{max-width:1200px;margin:0 auto;padding:.85rem 24px;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.sp-logo{display:block;line-height:0;flex:0 0 auto}
.sp-logo img{height:30px;width:auto;display:block}
.sp-subbrand{display:block;line-height:0;padding-left:.9rem;margin-left:.1rem;border-left:1px solid var(--spn-rule)}
.sp-subbrand img{height:26px;width:auto;display:block}
.sp-links{display:flex;align-items:center;gap:.35rem;margin-left:auto}
.sp-item{position:relative;display:flex;align-items:center}
.sp-item>a{padding:.55rem .7rem;border-radius:8px;display:inline-flex;align-items:center;gap:.35rem;color:var(--spn-ink);font-weight:500;font-size:.92rem;white-space:nowrap;text-decoration:none}
.sp-item>a:hover{background:var(--spn-paper);color:var(--spn-accent-deep);text-decoration:none}
.sp-item>a[aria-current="page"]{color:var(--spn-accent-deep)}
.sp-caret{width:7px;height:7px;border-right:1.6px solid currentColor;border-bottom:1.6px solid currentColor;transform:translateY(-2px) rotate(45deg);opacity:.6}
.sp-menu-toggle{display:none}
.sp-menu{position:absolute;top:calc(100% + 6px);left:-8px;min-width:340px;background:#fff;border:1px solid var(--spn-rule);border-radius:16px;box-shadow:0 28px 60px -24px rgba(11,13,22,.35);padding:.6rem;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .18s ease,transform .18s ease,visibility .18s;z-index:1200}
.sp-has-menu:hover .sp-menu,.sp-has-menu:focus-within .sp-menu,.sp-item-open .sp-menu{opacity:1;visibility:visible;transform:none}
.sp-menu::before{content:"";position:absolute;top:-8px;left:0;right:0;height:8px}
.sp-menu-grid{display:grid;gap:.15rem}
.sp-menu-grid a{display:grid;gap:.1rem;padding:.6rem .75rem;border-radius:10px;color:var(--spn-ink);text-decoration:none;white-space:normal;font-weight:400}
.sp-menu-grid a b{font-weight:600;font-size:.92rem}
.sp-menu-grid a small{color:var(--spn-faint);font-size:.78rem;line-height:1.3}
.sp-menu-grid a:hover,.sp-menu-grid a[aria-current="page"]{background:var(--spn-tint);text-decoration:none}
.sp-menu-grid a[aria-current="page"] b{color:var(--spn-accent-deep)}
.sp-cta{margin-left:.6rem;display:inline-flex;align-items:center;justify-content:center;padding:.6rem 1.15rem;border-radius:999px;background:var(--spn-accent);color:#fff!important;font-weight:600;font-size:.88rem;white-space:nowrap;text-decoration:none;transition:background .2s,transform .2s}
.sp-cta:hover{background:var(--spn-accent-deep);text-decoration:none;transform:translateY(-1px)}
.sp-burger{display:none;width:42px;height:42px;border:1px solid var(--spn-rule);border-radius:10px;background:#fff;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px;padding:0;margin-left:auto}
.sp-burger span{display:block;width:18px;height:2px;background:var(--spn-ink);border-radius:2px;transition:transform .2s,opacity .2s}
.sp-open .sp-burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.sp-open .sp-burger span:nth-child(2){opacity:0}
.sp-open .sp-burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:1040px){
  .sp-burger{display:flex}
  .sp-links{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--spn-rule);flex-direction:column;align-items:stretch;padding:.5rem 24px 1rem;gap:0;box-shadow:0 30px 50px -30px rgba(11,13,22,.4);max-height:calc(100vh - 70px);overflow:auto;margin:0}
  .sp-open .sp-links{display:flex}
  .sp-item{flex-wrap:wrap;border-bottom:1px solid var(--spn-rule)}
  .sp-item>a{flex:1;padding:.85rem .2rem;border-radius:0;white-space:normal}
  .sp-item>a:hover{background:none}
  .sp-has-menu .sp-caret{display:none}
  .sp-menu-toggle{display:block;width:44px;height:44px;border:0;background:none;cursor:pointer;position:relative;padding:0}
  .sp-menu-toggle::before{content:"";position:absolute;left:17px;top:15px;width:8px;height:8px;border-right:2px solid var(--spn-ink);border-bottom:2px solid var(--spn-ink);transform:rotate(45deg);transition:transform .2s}
  .sp-item-open .sp-menu-toggle::before{transform:rotate(225deg);top:20px}
  .sp-menu{position:static;min-width:0;width:100%;box-shadow:none;border:0;padding:0 0 .6rem;opacity:1;visibility:visible;transform:none;display:none;flex-basis:100%}
  .sp-item-open .sp-menu{display:block}
  .sp-cta{margin:1rem 0 0}
  .sp-subbrand img{height:22px}
}
@media(max-width:480px){.sp-subbrand{display:none}}